Templates, printables & tools
Resources
Start with the free downloads. When you’re ready for more, the planners and trackers do the math for you.
Free Downloads
Free · Coming soon
Starter Budget Template
A zero-based budget spreadsheet to give every dollar a job.
Free · Coming soon
Start Investing Checklist
Every step from employer match to your first index fund.
Free · Coming soon
Year-End Money Checklist
12 moves to make before December 31.
Free · Coming soon
Life Insurance Worksheet
Estimate how much coverage your family needs.
Planners & Trackers
Instant download. Works in Google Sheets, Excel, or printed.
Spreadsheet · Coming soon
The Budget Spreadsheet
The full zero-based budget with monthly tabs, charts and a yearly summary.
Tracker · Coming soon
Debt Payoff Tracker
Compare snowball and avalanche on your own debts and watch balances fall.
Spreadsheet · Coming soon
Net Worth Tracker
List assets and debts once, then update in five minutes a month.
Planner · Coming soon
Irregular Income Planner
The baseline-month method, a buffer account and quarterly tax set-asides.
Printable · Coming soon
90-Day Savings Challenge
A 13-week tracker for your first $1,000 emergency fund.
Planner · Coming soon
Sinking Fund Planner
Plan for holidays, car repairs and other big expenses before they arrive.
Best value · Coming soon
The Financial Reset Bundle
Every planner and tracker above, plus 12 short lessons that walk you through a full year of the Financial Reset.
- All the planners and trackers
- 12 monthly mini-lessons
- Free updates
Tools I Recommend
I’m testing savings accounts, budgeting apps, brokerages and tax software now. I’ll only list tools I’d use myself, and any affiliate links will always be disclosed.